Be Prepared and Opt-In Today!
Debit and ATM cards are a convenience it's hard to imagine living without. Using debit and ATM cards makes it easier than ever to make purchases and payments, but it also makes it easier to overdraw a checking account and incur fees associated with overdraft protection services. As a result federal lawmakers have created new rules governing overdraft protection programs.
You now have an option concerning whether you want to continue to have our overdraft service cover your ATM or one-time debit card transactions. Please take note that this opt-in rule applies only to ATM and everyday debit card transactions and does not pertain to overdraft protection services associated with written checks or recurring debit transactions, such as regularly scheduled bill payments.
Why Opt In?
It's important to have the convenience of being able to count on making purchases anytime-anywhere. Northwest Bank's overdraft protection is designed with your protection and convenience in mind. The vast majority of our customers do not overdraw their accounts and incur fees, however life doesn't always go according to plan, and overdrafts do occur. Without overdraft protection, your ATM and one-time debit card transactions may be declined if you attempt to make a transaction without sufficient funds.
For existing accounts: If you opt-in nothing will change on your account, everything remains the same and you will continue to receive all of the same benefits of our Overdraft Protection services.
If you do not opt-in your ATM and one-time debit card transactions will NOT be protected under Northwest Bank's overdraft protection unless you opt-in.
How to opt-in:
Complete the on-line consent form below and read the consent form information and click submit at the bottom of the page, you will receive an email. If you have questions please feel free to visit any Northwest Bank location or call us at 1-800-678-4105. We will be happy to answer any questions you have.