Milford, Iowa

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Tom Maertens - Spencer, Iowa Tom Maertens
Vice President - Ag/Commercial Lending
712.580.4120
101 W 5th Street
Spencer, IA 51301
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As technology and farming operations change, you can count on Tom's expertise in AG Lending to help make the most of your operation by delivering customized agricultural financing solutions for you. Tom has served various community organizations. Currently, he is a member of Kiwanis, Clay County Bankers, Clay County Cattlemen's and Clay County Pork Producers. Tom is also Pork Quality Assurance Plus certified and involved with the Iowa State AG-Citing at the Clay County Fair.  


Curt Smith

Curt Smith

Ag/Commercial Banker
712.330.9488
1109 18th Street
Spirit Lake, IA 51360
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As an active community banker, Curt currently serving as a Dickinson County Soil and Water Commissioner, Seven County Resource, Conservation, & Development Board (RC&D), Dickinson County Endowment, and Dickinson County Extension Council. He has been a past 4-H leader for 13 years and was inducted into the 4-H Hall of Fame in 2002. Curt and his family reside on a 3rd generation farm outside of Superior and are active members of St. Mary’s parish in Spirit Lake where he is a 4th degree Knights of Columbus.