Spirit Lake, Iowa

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Joe Conover

Dan Kitzinger

Market President, Arnolds Park
712.332.5636
46 N. Hwy 71
Arnolds Park, IA 51331
NMLS# 1261664
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Dan joined Northwest Bank in late 2014 to lead the Lakes Area market.  Dan’s responsibilities include team development and leading our sales and service efforts within our Lakes area market by continuing to build lasting Business, Agricultural and Retail relationships.  Prior to joining Northwest Bank, Dan’s past work experience includes positions as Market President and Commercial Banking Manager with community banks in the Twin Cities and Des Moines areas, as well as time as a bank examiner for the Federal Reserve.  Dan is a native of northwest Iowa, growing up in Titonka, Iowa, and a graduate of the University of Northern Iowa with a degree in Economics.  Dan has been a member of Rotary, Chambers of Commerce and Development Corporations and he is looking forward to being highly involved in the Lakes community.


Curt Smith

Curt Smith

Ag/Commercial Banker, Spirit Lake
712.336.1034
1109 18th Street
Spirit Lake, IA 51360
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As an active community banker, Curt currently serving as a Dickinson County Soil and Water Commissioner, Seven County Resource, Conservation, & Development Board (RC&D), Dickinson County Endowment, and Dickinson County Extension Council. He has been a past 4-H leader for 13 years and was inducted into the 4-H Hall of Fame in 2002. Curt and his family reside on a 3rd generation farm outside of Superior and are active members of St. Mary’s parish in Spirit Lake where he is a 4th degree Knights of Columbus.


Jed Jensen

Keith Heitritter

VP, Commercial Banker, Spirit Lake
712.336.2181
3307 Hwy 71 S
Spirit Lake, IA 51360
NMLS# 645506
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Keith brings 26 years of financial services experience to the Northwest Bank team. Keith specializes in building and growing business relationships and providing customers products and services that will meet their individual needs. Keith is active in the community as a member of Kiwanis, Spirit Lake Industrial Development Board, Camp Foster, YMCA Pro Am and the First Presbyterian Church Youth Club.


Jed Jensen

Larry Shaffer

EVP, Commercial Banker, Spirit Lake
712.336.1034
1109 18th Street
Spirit Lake, IA 51360
NMLS# 645505
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 Larry Shaffer, Executive Vice President and Commercial Banker,  brings 38 years of financial services experience to the Northwest Bank team.  Larry is committed to contributing to the growth and development on the Lakes area by Building Relationships - Exceeding Expectations. Larry is currently a member of the Spirit Lake Noon Kiwanis, Downtown Spirit Lake Betterment Committee, United Methodist Church Finance Committee and the Iowa Lakes Electric Coop Loan Committee.