Spirit Lake, Iowa

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Curt Smith Ag/Commercial Banker, Spirit Lake 712.336.1034 1109 18th Street Spirit Lake, IA 51360 Email

As an active community banker, Curt currently serving as a Dickinson County Soil and Water Commissioner, Seven County Resource, Conservation, & Development Board (RC&D), Dickinson County Endowment, and Dickinson County Extension Council. He has been a past 4-H leader for 13 years and was inducted into the 4-H Hall of Fame in 2002. Curt and his family reside on a 3rd generation farm outside of Superior and are active members of St. Mary’s parish in Spirit Lake where he is a 4th degree Knights of Columbus.

Jed Jensen VP, Commercial Banker, Spirit Lake 712.336.1034 1109 18th Street Spirit Lake, IA 51360 NMLS# 954510 Email

Jed is proud to be a Community Banker and believes in the mission statement of Northwest Bank – Building Relationships and Exceeding Expectations. Jed works in all areas of community banking and as a leader and is focused on the success of the community, the success of his customers and the success and advancement of his employees. As a supporter of the community, Jed is involved in many organizations including Kiwanis, City of Spirit Lake Parks & Rec committee, Dickinson County Industrial Development Board, Bedell Family YMCA and an active member and leader of Immanuel Lutheran Church. 

Keith Heitritter VP, Commercial Banker, Spirit Lake 712.336.2181 3307 Hwy 71 S Spirit Lake, IA 51360 NMLS# 645506 Email

Keith brings 26 years of financial services experience to the Northwest Bank team. Keith specializes in building and growing business relationships and providing customers products and services that will meet their individual needs. Keith is active in the community as a member of Kiwanis, Spirit Lake Industrial Development Board, Camp Foster, YMCA Pro Am and the First Presbyterian Church Youth Club. 

Larry Shaffer EVP, Commercial Banker, Spirit Lake 712.336.2180 802 Lake Street  Spirit Lake, IA 51360 NMLS# 645505 Email

 Larry Shaffer, Executive Vice President and Commercial Banker,  brings 38 years of financial services experience to the Northwest Bank team.  Larry is committed to contributing to the growth and development on the Lakes area by Building Relationships - Exceeding Expectations. Larry is currently a member of the Spirit Lake Noon Kiwanis, Downtown Spirit Lake Betterment Committee, United Methodist Church Finance Committee and the Iowa Lakes Electric Coop Loan Committee.

Paul Daniels Treasury Management Representative 712.580.4106 101 W 5th Street Spencer, IA 51301 Email

Paul serves as Treasury Management Representative for the Spencer, Iowa Great Lakes, Estherville and Storm Lake areas. His responsibilities include production and set-up of all commercial deposit accounts with services that include: Remote Capture, ACH capabilities, Online Account Management, Sweep Accounts and Wire Services. He is also a supporter of the community as a member of the Spencer Jaycees and YMCA.