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Credit Cards

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What do you want most from your credit card? Now you have a choice.

Choosing the Right Business Credit Card is Easier Than Ever!

No matter which card you choose, you'll enjoy important features like:

  • Expense management tools
  • No fee for additional employee cards
  • EMV smart chip technology for added security
  • Mobile payment capability for added convenience

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Flexible Cash Rewards for Your Business.


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Visa® Business Cash Card

  • 3% cash back1 on eligible net purchases from office supply stores, phone and TV services 2,4
  • 2% cash back on eligible restaurant and gasoline net purchases
  • 1% cash back on all other eligible net purchases
  • $25 cash back awarded after first purchase3

Learn MoreApply Now


Flexible Rewards to Use the Way You Want.


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Visa® Business Real Rewards Card

  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back)5
  • No cap or limit on the number of points you can earn, and you have five years to redeem for rewards4
  • 2,500 bonus rewards points awarded after first purchase3 

Learn MoreApply Now


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Visa® Business Rewards PLUS Card

  • Earn 3 points monthly for every $1 you spend the most on: cellular phone service, hotel, or airline6
  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases
  • Plus, earn 20,000 one-time bonus rewards points after you spend $2,000 in the first 3 months3
  • No cap or limit on the total cash back you can earn, and you have five years to redeem for rewards 4

Learn MoreApply Now


Pay Down Balances.

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Visa® Business Platinum Card 

  • Pay down your other credit card balances faster with a great low introductory rate for an extended time
  • Save on interest
  • Non-Rewards

Learn More Visit Your Local Branch to Apply


Need assistance?

Cardmember Service 
For questions about your account or to report a Lost or Stolen Card 24-Hour Cardmember Service: 800-558-3424

Technical Support 
For questions about your internet browser configuration or technical support for the Online Account Access website.
877-334-0460

Send a Payment 
Cardmember Service
P.O. Box 790408
St. Louis, MO 63179-0408

Send an Overnight Payment 
Cardmember Service
824 N 11th Street
St. Louis, MO 63101-1016

1 Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card account within one to two billing cycles.

2 Cash Rewards Card: “Cash Back Rewards” are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in Cash Back Rewards earned is equal to $0.01. You may simply see “Cash Back” in marketing material when referring to the rewards you earn. You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code as office supplies or cellular phone, landline,internet and cable TV services. In addition, you will earn 1 additional Point (for a total  of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations or restaurants. The number of additional Points earned on office supply store purchases, cellular phone, landline, internet and cable TV services, automated fuel dispensers, and service stations or restaurants is unlimited. Points expire five years from the end of the quarter in which they are earned.

3 Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.One-time bonus rewards will be awarded after eligible net purchases totaling $2,000 or more are made toy our account within three months from account opening.

4 The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns.Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Card member Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

5 Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account with in a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.

6 Rewards PLUS: Points expire five years from the end of the quarter in which they are earned. You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account.You may earn additional Points for purchases at merchants that are classified as: airlines, cellular phone services, or hotels (each, a“Category”). You will earn an additional 1.5 Reward Points (for a total of 3 Reward Points) for each dollar of Net Purchases in the one Category that has the highest total Net Purchases charged to your Account (the “Highest Category”) during each billing cycle. The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A.

“Starting up my new practice meant a lot of extra expenses, like furniture and computers. With an extended 12 month 0% APR, I get a little room to breathe before I have to pay it all off.”

Visa® Business

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Image of paper with a checkmark on it iconEnjoy Extra Convenience

Sign up for online statements, and receive them the secure and convenient way.

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Image of a cell phone with a dollar sign on itManage Your Credit Card on the Go

Download the new mobile app and put your personal account in the palm of your hand. 

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