Below are listed the Non-ACH Processing Dates for 2019. We recommend that all files are submitted two banking days prior to the effective date. Holidays and Weekends are not considered a business day when scheduling your files. If you file has a non-processing day in the effective date field, the transactions will be processed on the next available business day.
Standard Federal Reserve Bank Holidays
| HOLIDAY* | 2019 | 2020 | 2021 |
| New Year's Day | Jan 1 | Jan 1 | Jan 1 |
| Martin Luther King Jr. Day | Jan 21 | Jan 20 | Jan 18 |
| Presidents Day | Feb 18 | Feb 17 | Feb 15 |
| Memorial Day | May 27 | May 25 | May 31 |
| Independence Day | Jul 4 | Jul 4* | Jul 4* |
| Labor Day | Sep 2 | Sept 7 | Sept 6 |
| Columbus Day | Oct 14 | Oct 12 | Oct 11 |
| Veterans Day | Nov 11 | Nov 11 | Nov 11 |
| Thanksgiving Day | Nov 28 | Nov 26 | Nov 25 |
| Christmas Day | Dec 25 | Dec 25 | Dec 25* |
*For holidays falling on Saturday, Federal Reserve Banks and Branches will be open the preceding Friday. For holidays falling on Sunday, all Federal Reserve Banks and Branches will be closed the following Monday. An expanded schedule can be found on the Board of Governors' website (Off-site).