Font Size:

You Make the Memories - We Make Them Possible

Image of a realtor giving a couple home keys stating low down payment home financing available

get expert help, get preapproved before you shop, or calculate your monthly payment today!

Get Started Apply Online Calculate


line seperator

We are truly committed to making homeownership dreams a reality and offering financing options to help home buyers who would otherwise qualify for a mortgage but may not have the resources for a larger down payment.

It's always a good idea to get pre-approved. Apply online today, for a commitment-free, no-fee obligation and we'll help you determine your maximum purchase price. It's important to know this number before looking for a home in your price range. 

Program Information:

image of a coins icon

Lower Down Payment Financing Options. Up to 97% Financing.*
The down payment requirement is just 3% and can be used with approved grant funds and gifts for down payment assistance.

Image of a wallet icon

Income Restrictions Apply. To qualify for the Low Down Payment Loan, your income cannot exceed 80% of the median family income of the purchase property. Send us a message and we'll can get you started on the best loan product for you as well as help determine if you qualify for our Low Down Payment Loan.

Image of lines with dots showing a graph icon

Special Underwriting Terms for Lower Credit Scores.
You must have a minimum credit score of 640.

Image of a circle with a percent sign in it and and arrow going around the circle icon

Allowed for Primary Residences with a 30 Year Adjustable Rate Mortgage Loan Term. *
The interest rate on this loan product is variable and may change based on an interest rate index.

Get your Free Personalized Rate and Payment Quote!

line seperator

Take Comfort. Reaching your homeownership goals is possible with northwest bank. Visit our mortgage center
Improve your home
save for a home
Know about your credit score.

line seperator

Send us a quick message and let's get started!

All fields marked with * are required.

We are here to help. Simply fill out the form below to tell us what your interest is for a Mortgage Loan and one of our Mortgage Bankers will contact you.

* Required



    *A sample loan amount of $100,000 with a credit score of 670 with 3% down, results in 60 payments of $718.30 and 300 payments of $680.35; APR of 7.279%. Monthly payment examples include principal, interest and private mortgage insurance. Your actual payments will be higher to account for taxes and insurance premiums. The interest rate and APR are dependent on the weekly average yield on the one year constant maturity rate (index). Payments are based on an index plus a margin, currently 2.75%. The index as of 4/17/2018 is 2.10%. Income restricted to 80% or less of the median family income of the location of the subject property.

    Click to get today's rates
    Click to learn about your $2,000 guarantee
    Click to learn about out first time homebuyer program.

    Let us watch rates for you, sign up for rate watch today!

    click to watch our mortgage video

    Rate Watch

    Let us keep an eye on interest rates so that you don't have to! Click information below and we'll e-mail you based on the preferences you sign up for.

    Rate Watch

    Sign Up Today

    Nationwide ATMs are Now Available for Free!!

    Northwest Bank cardholders can access cash at more than 25,000 ATMs without paying a surcharge fee! 

    Image of a father and son canoeing stating spend your money on fun not atm fees.

    Find an ATM

    Scroll to top