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get expert help, get preapproved before you shop, or calculate your monthly payment today!

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We are truly committed to making homeownership dreams a reality and offering financing options to help home buyers who would otherwise qualify for a mortgage but may not have the resources for a larger down payment.

It's always a good idea to get pre-approved. Apply online today, for a commitment-free, no-fee obligation and we'll help you determine your maximum purchase price. It's important to know this number before looking for a home in your price range. 

Program Information:

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Lower Down Payment Financing Options. Up to 97% Financing.*
The down payment requirement is just 3% and can be used with approved grant funds and gifts for down payment assistance.

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Income Restrictions Apply. To qualify for the Low Down Payment Loan, your income cannot exceed 80% of the median family income of the purchase property. Send us a message and we'll can get you started on the best loan product for you as well as help determine if you qualify for our Low Down Payment Loan.

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Special Underwriting Terms for Lower Credit Scores.
You must have a minimum credit score of 640.

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Allowed for Primary Residences with a 30 Year Adjustable Rate Mortgage Loan Term. *
The interest rate on this loan product is variable and may change based on an interest rate index.

Get your Free Personalized Rate and Payment Quote!

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Take Comfort. Reaching your homeownership goals is possible with northwest bank. Visit our mortgage center
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Send us a quick message and let's get started!

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We are here to help. Simply fill out the form below to tell us what your interest is for a Mortgage Loan and one of our Mortgage Bankers will contact you.

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    *A sample loan amount of $100,000 with a credit score of 670 with 3% down, results in 60 payments of $718.30 and 300 payments of $680.35; APR of 7.279%. Monthly payment examples include principal, interest and private mortgage insurance. Your actual payments will be higher to account for taxes and insurance premiums. The interest rate and APR are dependent on the weekly average yield on the one year constant maturity rate (index). Payments are based on an index plus a margin, currently 2.55%. The index as of 10/8/19 is 1.66%. Income restricted to 80% or less of the median family income of the location of the subject property.

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